(1) YOU'RE WORKING: Yes, we know, you hate your job, but trust me, there's a whole lotta people out there that want employment. Even if your job sucks (and trust me some do). In the past year the U.S. economy has shed around 600,000 jobs, according to the Bureau of Labor Statistics.
(2) - YOU'RE UNDERPAID: Believe it or not, be glad you're not making your true worth. Yeah, it hurts to eat at Popeyes for dinner instead of Ruth Chris Steakhouse, but where are your priorities? If your job is like most others, employees at every level usually fall within a defined salary range, and those at the upper end are usually targeted for dismissal when there's a meltdown. Do the math: Highly paid individuals are more at risk simply because they are more expensive.
(3) - YOU DON'T HAVE $100,000 IN THE BANK: Or the credit union, much less anywhere. Face it, you barely have $3,000 in liquid assets, which you were kinda hoping you could spend on that new ride for 2009. Well, the FDIC says they'll insure up to $100,000 in any one account so you don't have to worry about losing your deposits. Right? I mean, you know the FDIC wouldn't lie ... right?
(4.) YOU'RE NOT HARRY PAULSON: Basing his carefully planned press conference on the premise that he is E.F. Hutton, the Treasury Secretary opened his mouth today about the economy and the market tanked. Not since that scene in the "Titanic" where the maker of the large vessel says "Oh, if the 4th compartment floods, we're in deep doodoo!" or something like that.
(5.) YOU'RE NOT DICK FULD: True enough, as head of Lehman Brothers, Fuld could buy me right now, but that doesn't mean he can't get DeBo'ed at a gym days after announcing the collapse of Lehman Brothers. So, things could be worse for us right now rather than slaving at a two-bit job.
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